Kisan Credit Card Scheme aims at providing adequate and timely credit support from the banking system under a single window to the farmers for their cultivation & other needs as indicated below:

• To meet the short term credit requirements for cultivation of crops including fodder crops.
• Post-harvest expenses.
• Produce marketing loan.
• Consumption requirements of farmer households.
• Working capital for maintenance of farm assets and activities allied to agriculture, like dairy, poultry, fisheries, piggery, sericulture etc.

Features

• Maximum Loan Amount Rs. 1 Lakhs for Personal Surity or 3 Lack for Property Surity.
• Duration up to 12 months.
• Interest rates are levied on a daily reducing balance method.
• Interest Subvention available for prompt repayment.